SWP Calculator Icon

SWP Calculator

Plan your systematic withdrawals and manage your investment income with ease using our free SWP Calculator. Whether you’re planning retirement withdrawals or generating regular income from mutual funds, get instant and accurate insights to ensure financial stability.

SWP Calculator

Frequently Asked Questions

Quick Tips for Using the SWP Calculator

Our SWP Calculator helps you plan withdrawals efficiently—here’s how to use it effectively:

  • Enter Details: Input your total investment (e.g., ₹10,00,000), withdrawal amount (e.g., ₹20,000/month), expected return rate (e.g., 8% p.a.), and tenure (e.g., 5 years) for precise results.
  • Adjust Withdrawals: Experiment with different withdrawal amounts or tenures to balance income needs and corpus longevity—ideal for retirement planning.
  • Growth Factor: Factor in expected returns to see how remaining investments grow while withdrawing—higher returns can sustain withdrawals longer.

For example, withdrawing ₹15,000 monthly from a ₹5,00,000 corpus at 7% annual return over 3 years leaves a remaining balance of approximately ₹2,37,000. Try it now with your own investment details to plan your systematic withdrawals!